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Mon - Fri : 9am - 6pm
Saturday : 10am - 2pm
CLOSED SUNDAYS
0800 6123 444
Most popular cars on 0% finance
Car Finance Made Easy!
Choose from Vauxhall, Ford, Nissan, Renault, BMW and many more......all with nil deposit, 48 month interest free finance!
Simply apply online or contact us on 0800 612 3444 for more details
Frequently Asked Question(s)
Where are you based?
So that we can always maintain our offer of 0% finance on all of our cars, we have to keep our business running costs low.
This is why we have one collection depot based in Hull, East Yorkshire.
If you are looking to collect your new car then you will have to travel to Hull, however, we can deliver to your door. Please see the delivery section for details.
What's the catch?
For most of our customers the first question asked is "what's the catch ?" and the most honest answer we can provide is that "there isn't one." As independent direct vehicle retailers we don�t have anything like the "costs" associated with a regular dealership (expensive showrooms, lucrative commission structures for salespeople etc) and, having teamed up with the UK's leading finance companies and motor vehicle wholesalers, have prodigious purchasing power which translates to enormous savings through "buying in bulk". These cost saving measures allow us to subsidise the associated finance charges and ensure you get the best deal available on the widest range of vehicles possible.
Please note that an optional "on the road" fee of �250 is available on all cars with co2 emissions up to 225 (g/km), this fee pays for the mechanical preparation of the vehicle, including a service and 12 month MOT and also 6 months road fund licence. You will also receive a HPI certificate for peace of mind and a full interior and exterior valet. For cars with CO2 emissions higher than 225 (g/km) the admin fee will be �350.
Do I need to pay a deposit?
As you will see from the details on our website we advertise "nil deposit"; however there may be times when you require a lower monthly payment and are willing to put some extra cash in as a deposit. In addition to this some finance companies may well ask for a deposit based upon the individual circumstances.
Interest free for cars do take a �250.00 holding deposit on all cars which are ordered.
This will cover the optional "on the road" fee, which can also be added to the finance balance instead meaning that your deposit can be credited back to you on the day of collection. Your adviser will give you further information on this if necessary and everything will be arranged at the point of sale.
How do I order a car?
Firstly select the car which you are interested in from the drop down boxes on the left hand side of our home page. We have now developed our website to that allows you to search for either a specific manufacturer or vehicle or by your monthly budget. Once done you can chose from a list of cars that meet your need. When you decide on a car you can either:
- Simply complete the quick and easy online application form and one of our sales executives will deal with your applications quickly and efficiently.
- Alternatively you can call our sales office on 0800 6123 444 and speak with a sales advisor who will handle any queries you may have with the car.
Once you have chosen your preferred car our advisors will take a nominal deposit from you (�250) and process your application and through one of finance underwriters. Once accepted all that's left for us to do is arrange either the delivery or collection of your car.
It really is that simple!!
How much cash can I put into the deal?
Basically as little or as much as you want; If you want to achieve a low monthly payment then you can put in an amount of cash required to achieve this and take the balance on zero percent finance for up to 3 years.
Can I view the car before making a decision?
All of our cars are provided by trade suppliers. This does mean that you cannot view the car before you place your order because we haven�t bought it for you yet. However, we appreciate that ordering a car unseen can be daunting so we�ve set up some policies to help you in your decision. Please give us a call so we can discuss if you have concerns and we can talk you through our procedures.
Do you take part exchange?
Yes, we will appraise your car over the phone, please take a look at the part exchange section for more details. We will still require the �250 deposit to take a car off sale, your part exchange value will reduce the balance to finance.
How long will it take?
Once your application has been submitted one of our advisers will be back in touch within a 24/48 hours. In some cases this might be a little longer but generally speaking the majority of applications are back within the day.
What documentation do I need?
Once you have selected a car and had your proposal accepted we require certain documentation to be signed and sent back to us prior to your collection or delivery:
- A signed finance document and direct debit mandate - (this will be sent out to you by one of our business managers)
- A copy of your driving licence - including photo-card if applicable. Please note this must be in your current home address
- A copy of your passport
- A copy of either a utility bill or bank statement, again in your name and current address which must be dated within the last 3 months
- The above items are required by all finance companies and must be sent prior to delivery.
What will you do with my details?
All finance applications are treated in the strictest confidence and your details will be kept totally between ourselves and the finance company in line with the requirements of the Data Protection Act. If our finance company needs to speak with your employers or bank, then we will speak with you to gain your agreement to this before before anything else is done.
I have a poor credit history, will I still get finance?
In many cases, you can still be able to obtain finance. However, depending on the circumstances you may be required to take a different car or indeed not be able to take the interest free finance over 4 years; however we work hand in hand with a specialist in this area of finance and will advise you on the necessary steps required to re build your credit profile.
Can I apply if I am self-employed?
Yes, we can arrange an interest free loan if you are self-employed and run your own business.
Can I settle my finance at anytime?
Yes, you can settle your finance at any point during the term, simply call one of our business managers and we will request and send to you a settlement figure in due course.